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BA for delays in 2009 thanks to you telling me about new legislation. More than I actually paid. I took your advice and have claimed PPI from all the companies we had loans with. Pension credit: Can you claim?
How much does your debit or dredit card charge abroad? Would paying more on mortgage SAVE you cash? How Much Can I Borrow? Get Our Free Money Tips Email! For all the latest deals, guides and loopholes – join the 12m who get it. The problem with most budgets is they don’t work!
They look at a typical month’s spending, but what about the daily coffee, weekly shop and annual holiday? A budget done correctly is the most precise tool for analysing your finances imaginable. Do I spend more than I earn? Annual income twenty pounds, annual expenditure nineteen six, result – happiness.
Annual income twenty pounds, annual expenditure twenty pounds six, result – misery. What can I afford to spend? Once you know where you’re spending, you can start to alter and prioritise what you do with your money to enable you to stick within your means. While the budget planners include tools to enable you to work out how to prioritise within your means, the real difficulty is sticking to it. What’s different about this budgeting technique?